The old saying is commonly heard from people with money to invest particularly from the older persons coming from retirement. The money that they invest is the fruit of their long years of hard work and labor that is why they have to be cautious as to where to invest their money securely.
There are several reasons why people invest. However, a principle common to everyone is – “evaluate risk and return”. The guideline: the higher the rate of return, the higher the degree of risk.
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