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20 Important Terms to Help You Better Understand Merchant Account Processing

Posted by financer | April 2, 2010 .

Some of the most important terms used in connection with opening and maintaining a merchant account include the following: acquiring bank, Address Verification Service (AVS), authorization, batch, card association, card issuer, card present, cardholder, chargeback, credit card, credit card processors, card verification value (CVV2)2, discount rate, gateway, holdback, interchange, Internet merchant account, merchant account provider, [...]

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What Can Consumers Do to Raise Their Credit Scores?

Posted by financer | October 26, 2009 .

Fair Isaac Corporation — the company who determines your credit score and sells it to banks — recently released a new credit scoring model called FICO 08. Many American consumers are wondering how the changes will affect them, how soon those changes will take place, and how to raise their new credit scores. A Denver [...]

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